HealthSaver funds may be used to pay for any healthcare related expenses. These may include:

• Medication, provided it has a NAPPI code
• Services rendered by a registered healthcare provider, provided it has a tariff code
• Claims that exceed available Scheme benefits, such as specialised dentistry
• Treatment that is excluded by the Scheme, such as cosmetic surgery
• Co-payments payable for hospitalisation, MRI and CT scans or medication
• Fitness devices that are integrated with Multiply. Visit multiply.co.za to view the fitness devices you can use
• Multiply affiliated gym fees – if you submit your bank statement or an invoice to us showing that you paid your gym fees (you need to have joined this gym via Multiply), we will manually reimburse you from your HealthSaver account. We are working on automating this process in the near future for your convenience.

You can use your Multiply Visa® Card to pay for purchases from your HealthSaver funds at the following providers and retailers:

• Doctors, hospitals and pharmacies
• Dentists and orthodontists
• Medical services, medical and dental laboratories
• Medical, dental, ophthalmic and hospital equipment and suppliers
• Orthopaedic goods, such as prosthetic devices
• Osteopaths, chiropractors, chiropodists and podiatrists
• Optometrists, ophthalmologists, opticians, optical goods and prescription glasses
• Nursing and personal care
• Ambulance services
• Hearing aid sales and supplies
• Veterinary services.