<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:xhtml="http://www.w3.org/1999/xhtml">
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us</loc>
  <lastmod>2026-04-22T06:31:29Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360005866059-Contact-us</loc>
  <lastmod>2020-07-31T11:55:07Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360008706240-Benefits-of-having-HealthSaver</loc>
  <lastmod>2020-06-05T13:35:41Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360008713860-Focus-on-the-HealthSaver</loc>
  <lastmod>2020-12-03T08:44:27Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360008713900-Who-is-eligible-for-HealthSaver</loc>
  <lastmod>2019-08-27T10:36:27Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360008785479-HealthSaver</loc>
  <lastmod>2019-08-27T10:36:27Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360008788159-How-to-activate-HealthSaver</loc>
  <lastmod>2019-08-27T10:36:27Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360008792239-What-are-the-benefits-of-the-HealthSaver</loc>
  <lastmod>2019-08-27T10:36:27Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360008792279-HealthReturns-of-up-to-R3-000-per-family-per-month</loc>
  <lastmod>2020-06-05T13:30:58Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360012908520-Hello-Doctor-Evolve-Option</loc>
  <lastmod>2020-12-09T09:05:37Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360012908580-Major-Medical-Benefit-of-Evolve-Option</loc>
  <lastmod>2020-03-31T20:36:49Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360012908700-What-is-the-Evolve-Option</loc>
  <lastmod>2020-03-31T20:41:00Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360012908720-Hello-Doctor-Ingwe-Option</loc>
  <lastmod>2020-12-09T08:44:21Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360012908780-What-is-the-Ingwe-Option</loc>
  <lastmod>2020-03-31T20:54:42Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360012908880-What-is-Hello-Doctor</loc>
  <lastmod>2020-03-31T21:07:58Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360012912220-How-to-get-pre-authorisation-for-a-Health-Platform-Benefit</loc>
  <lastmod>2020-04-01T06:05:15Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360012912240-What-is-the-Health-Platform-Benefit</loc>
  <lastmod>2020-04-01T06:12:32Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360012912300-What-happens-if-I-don-t-choose-a-network-hospital</loc>
  <lastmod>2020-04-01T06:18:53Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360012912320-What-happens-in-the-case-of-an-emergency</loc>
  <lastmod>2020-04-01T06:19:33Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360012912340-Am-I-responsible-for-obtaining-pre-authorisation</loc>
  <lastmod>2020-04-01T06:21:15Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360012974880-Board-of-Trustees</loc>
  <lastmod>2020-04-03T12:23:27Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360012974920-Security-and-Fraud</loc>
  <lastmod>2020-04-03T12:24:13Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360012997259-Health-Platform-Benefit-of-Ingwe-Option</loc>
  <lastmod>2020-03-31T20:48:49Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360012997319-Major-Medical-Benefit-of-Ingwe-Option</loc>
  <lastmod>2020-03-31T20:52:44Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360012997339-What-does-the-Ingwe-Option-Cover</loc>
  <lastmod>2020-03-31T20:53:49Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360012997359-What-is-the-Ingwe-Option</loc>
  <lastmod>2020-03-31T20:57:30Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360012997379-What-is-the-Summit-Option</loc>
  <lastmod>2020-03-31T21:00:06Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360012997399-Hello-Doctor-Summit-Option</loc>
  <lastmod>2020-12-09T08:45:25Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360012997419-Health-Platform-Benefit-of-Summit-Option</loc>
  <lastmod>2020-03-31T21:01:34Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360012997439-Day-to-day-Benefit-of-Summit-Option</loc>
  <lastmod>2020-03-31T21:02:29Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360012997479-Major-Medical-Benefit-of-Summit-Option</loc>
  <lastmod>2020-03-31T21:03:50Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360012997499-What-does-the-Summit-Option-Cover</loc>
  <lastmod>2020-03-31T21:04:39Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360012997539-Help-and-advice-from-real-doctors</loc>
  <lastmod>2020-03-31T21:07:05Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360012997679-Why-do-I-need-the-Day-to-day-Benefit</loc>
  <lastmod>2020-03-31T21:17:26Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360012997699-What-does-the-Day-to-day-Benefit-cover</loc>
  <lastmod>2020-03-31T21:19:31Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360012997719-What-is-the-Day-to-day-Benefit</loc>
  <lastmod>2020-12-09T09:35:11Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360013000659-What-does-the-Health-Platform-Benefit-cover</loc>
  <lastmod>2020-04-01T06:08:34Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360013000819-How-to-get-pre-authorisation-for-a-planned-or-emergency-procedure</loc>
  <lastmod>2020-04-01T06:17:33Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360013000919-What-happens-if-I-don-t-get-a-pre-authorisation-for-a-procedure</loc>
  <lastmod>2020-04-01T06:20:23Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360013000979-What-does-Major-Medical-Benefit-cover</loc>
  <lastmod>2020-04-01T06:23:47Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360013001019-What-is-Major-Medical-Benefit</loc>
  <lastmod>2020-12-09T09:40:45Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360013063119-About-Momentum-Medical-Scheme</loc>
  <lastmod>2020-04-03T12:22:41Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360013063179-Terms-and-conditions</loc>
  <lastmod>2020-04-03T12:24:55Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360013063259-Membership</loc>
  <lastmod>2020-04-03T12:25:48Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360013063339-How-do-schemes-work</loc>
  <lastmod>2020-04-03T12:26:49Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360013066660-Hello-Doctor-Extender-Option</loc>
  <lastmod>2020-12-09T09:06:11Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360013066680-Health-Platform-Benefit-of-Extender-Option</loc>
  <lastmod>2020-04-09T06:58:06Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360013066740-Day-to-day-Benefit-of-Extender-Option</loc>
  <lastmod>2020-04-09T06:59:02Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360013066780-Major-Medical-Benefit-of-Extender-Option</loc>
  <lastmod>2020-08-03T08:51:29Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360013066860-What-does-the-Extender-Option-Cover</loc>
  <lastmod>2020-04-09T07:02:02Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360013067060-Health-Platform-Benefit-of-Incentive-Option</loc>
  <lastmod>2020-04-09T07:09:28Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360013067100-Day-to-day-Benefit-of-Incentive-Option</loc>
  <lastmod>2020-04-09T07:10:22Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360013067300-Health-Platform-Benefit-of-Custom-Option</loc>
  <lastmod>2020-04-09T07:15:44Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360013067500-What-is-the-Custom-Option</loc>
  <lastmod>2020-04-09T07:19:45Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360013153779-What-is-the-Extender-Option</loc>
  <lastmod>2020-04-09T07:02:54Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360013153859-Hello-Doctor-Incentive-Option</loc>
  <lastmod>2020-12-09T09:06:31Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360013154039-Major-Medical-Benefit-of-Incentive-Option</loc>
  <lastmod>2020-04-09T07:11:39Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360013154059-What-does-the-Incentive-Option-cover</loc>
  <lastmod>2020-04-09T07:12:15Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360013154119-Custom-Option-Hello-Doctor</loc>
  <lastmod>2020-12-09T09:06:56Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360013154159-Day-to-day-benfits-of-Custom-Option</loc>
  <lastmod>2020-04-09T07:16:38Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360013154239-Major-Medical-Benefits-of-Custom-Option</loc>
  <lastmod>2020-04-09T07:18:30Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360013154259-What-does-it-Cover-Option-Cover</loc>
  <lastmod>2020-04-09T07:19:01Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360013241540-Online-Quotation-Advice</loc>
  <lastmod>2020-04-22T08:29:47Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360013301839-Covid-19</loc>
  <lastmod>2020-04-16T15:21:39Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360013459720-Find-a-network-provider-for-international-students</loc>
  <lastmod>2021-10-26T13:07:41Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360013462680-Chat-to-a-Doctor-Hello-Doctor</loc>
  <lastmod>2020-04-28T12:47:54Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360013463160-Can-t-find-what-you-are-looking-for</loc>
  <lastmod>2020-04-28T14:53:07Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360013529679-Find-a-doctor-network-provider-for-local-students</loc>
  <lastmod>2021-10-26T13:07:41Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360013530619-Day-to-day-Benefit-of-Ingwe-Option</loc>
  <lastmod>2020-04-28T12:52:04Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360014292100-Apply-for-a-new-membership-South-African-Student</loc>
  <lastmod>2024-12-31T09:08:23Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360014292260-Renew-my-membership-International-Student</loc>
  <lastmod>2024-12-31T09:21:30Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360014292460-My-details-changed-new-academic-institution-new-passport-number-What-must-I-do</loc>
  <lastmod>2024-12-31T09:20:04Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360014292640-Request-a-quotation-for-student-cover</loc>
  <lastmod>2024-12-31T09:03:20Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360014293160-Banking-Details</loc>
  <lastmod>2022-11-18T12:57:20Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360014297800-Comprehensive-Day-to-day-benefits-for-students</loc>
  <lastmod>2021-10-21T12:02:51Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360014298040-Doctor-visits-on-Ingwe-for-students</loc>
  <lastmod>2024-12-31T11:08:01Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360014298240-Optometry-glasses-benefit-for-students-on-Ingwe</loc>
  <lastmod>2021-10-21T11:50:54Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360014299160-Need-an-ambulance-emergency-transport-benefit-on-Ingwe-option-for-students</loc>
  <lastmod>2024-12-31T11:10:39Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360014300440-Can-I-get-a-refund-of-my-Ingwe-medical-aid-when-I-go-back-home-to-my-country</loc>
  <lastmod>2024-12-31T10:52:49Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360014338320-Does-my-travel-insurance-provide-me-with-a-letter-certificate-for-my-VISA-when-I-travel-abroad</loc>
  <lastmod>2024-12-31T11:24:19Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360014338800-Repatriation-of-mortal-remains-benefit-for-international-students</loc>
  <lastmod>2024-12-31T11:24:19Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360014339660-Can-I-add-my-dependant-to-my-Ingwe-medical-aid-for-students</loc>
  <lastmod>2024-12-31T10:52:49Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360014339900-FREE-Loyalty-benefit-Momentum-Multiply-Engage</loc>
  <lastmod>2024-12-31T11:24:19Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360014359459-Apply-join-for-a-new-membership-International-Student</loc>
  <lastmod>2024-12-31T09:06:43Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360014360279-Brochure-for-full-time-students-studying-in-South-Africa</loc>
  <lastmod>2024-12-31T09:13:54Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360014360519-How-long-does-it-take-to-finalise-a-application-and-receive-a-confirmation-letter</loc>
  <lastmod>2024-12-31T10:52:49Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360014365879-Ingwe-option-for-students</loc>
  <lastmod>2026-01-07T10:59:15Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360014366419-Dentist-visits-and-benefits-on-Ingwe-for-students</loc>
  <lastmod>2024-12-31T11:11:08Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360014366759-Emergency-benefit-cover-on-Ingwe-option-for-students</loc>
  <lastmod>2024-12-31T11:09:40Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360014367059-Find-a-hospital-on-Ingwe-option-for-international-students</loc>
  <lastmod>2021-10-26T13:07:41Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360014367139-Find-a-hospital-on-Ingwe-option-for-local-students</loc>
  <lastmod>2021-10-26T13:07:41Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360014367499-How-do-I-cancel-or-defer-my-medical-cover-on-Ingwe-when-my-study-plans-change</loc>
  <lastmod>2024-12-31T10:52:49Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360014368059-Student-digital-membership-card</loc>
  <lastmod>2024-12-31T10:52:49Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360014368239-Money-back-option-if-I-do-not-use-by-benefits-on-Ingwe</loc>
  <lastmod>2024-12-31T10:52:49Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360014368319-Can-I-swop-my-Ingwe-benefits-for-something-else-if-I-do-not-need-it</loc>
  <lastmod>2024-12-31T10:52:49Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360014368859-I-need-more-Ingwe-benefits-now-and-did-not-use-my-medical-aid-before</loc>
  <lastmod>2024-12-31T10:52:49Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360014368899-I-want-to-upgrade-my-Ingwe-option-and-join-another-plan</loc>
  <lastmod>2024-12-31T10:52:49Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360014404419-International-travel-benefit-for-international-students-on-the-Ingwe-option</loc>
  <lastmod>2024-12-31T11:24:19Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360014404579-Can-I-use-my-Ingwe-benefits-outside-South-Africa-when-I-am-back-in-my-country</loc>
  <lastmod>2024-12-31T11:24:19Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360014405039-Repatriation-of-mortal-remains-benefit-and-value-of-cover-for-international-students</loc>
  <lastmod>2024-12-31T11:24:19Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360014405099-Documentation-required-to-claim-for-repatriation-of-mortal-remains-for-international-students</loc>
  <lastmod>2024-12-31T11:24:19Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360014405419-Student-GapCover-to-top-up-my-Ingwe-benefits</loc>
  <lastmod>2024-12-31T11:24:19Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360014405819-I-completed-my-studies-can-I-stay-on-Momentum-Medical-scheme-How-much-do-I-pay</loc>
  <lastmod>2024-12-31T10:52:49Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360014406439-FREE-Chat-to-a-Doctor-Hello-Doctor</loc>
  <lastmod>2024-12-31T11:24:19Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015663640-Formulary-Search-Mediscor-Incentive</loc>
  <lastmod>2020-08-25T07:22:05Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015663680-Formulary-Search-Mediscor-Summit</loc>
  <lastmod>2020-08-25T07:23:40Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015664640-Chronic-application-State-Extender</loc>
  <lastmod>2021-01-14T17:39:01Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015664660-HealthReturns-Evolve</loc>
  <lastmod>2020-12-09T09:14:10Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015664680-HealthReturns-Incentive</loc>
  <lastmod>2020-12-09T09:15:24Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015664700-HealthReturns-Extender</loc>
  <lastmod>2020-12-09T09:15:08Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015664720-Co-payments-Ingwe</loc>
  <lastmod>2021-01-14T15:58:19Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015664740-Co-payments-Incentive</loc>
  <lastmod>2021-01-14T15:59:13Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015664780-Co-payments-Extender</loc>
  <lastmod>2021-01-14T15:56:26Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015664800-Co-payments-Summit</loc>
  <lastmod>2021-01-14T15:57:18Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015664840-Specialised-Procedures-Ingwe</loc>
  <lastmod>2021-01-14T16:15:33Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015664880-Specialised-Procedures-Evolve</loc>
  <lastmod>2021-01-14T16:18:06Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015665000-Hello-Dr-Ingwe</loc>
  <lastmod>2020-08-25T07:06:23Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015665040-Hello-Dr-Custom</loc>
  <lastmod>2020-08-25T07:04:55Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015665080-Hello-Dr-Incentive</loc>
  <lastmod>2020-08-25T07:05:15Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015668980-Health-Platform-Ingwe</loc>
  <lastmod>2020-08-04T07:23:18Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015669000-Health-Platform-Evolve</loc>
  <lastmod>2020-08-25T07:02:08Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015674920-Chronic-application-Ingwe-Option</loc>
  <lastmod>2021-01-14T17:36:24Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015679239-Formulary-Search-Mediscor-Evolve</loc>
  <lastmod>2020-08-25T07:16:57Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015679279-Formulary-Search-Mediscor-Custom</loc>
  <lastmod>2020-08-25T07:20:43Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015679339-Formulary-Search-Mediscor-Extender</loc>
  <lastmod>2020-08-25T07:22:35Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015680079-Formulary-Search-Mediscor-Ingwe</loc>
  <lastmod>2020-08-25T07:20:17Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015680199-Chronic-application-State-Evolve</loc>
  <lastmod>2021-01-14T17:38:44Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015680219-Chronic-application-State-Custom</loc>
  <lastmod>2021-01-14T17:38:23Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015680319-Chronic-application-State-Incentive</loc>
  <lastmod>2021-01-14T17:39:20Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015680399-HealthReturns-Custom</loc>
  <lastmod>2020-12-09T09:14:25Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015680499-HealthReturns-Summit</loc>
  <lastmod>2020-12-09T09:13:49Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015680539-Co-payments-Evolve</loc>
  <lastmod>2021-01-14T08:01:00Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015680559-Co-payments-Custom</loc>
  <lastmod>2021-01-14T15:55:34Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015680779-Specialised-Procedures-Custom</loc>
  <lastmod>2021-01-14T16:17:18Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015680819-Specialised-Procedures-Incentive</loc>
  <lastmod>2021-01-14T16:19:38Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015680839-Specialised-Procedures-Extender</loc>
  <lastmod>2021-01-14T16:18:59Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015680859-Specialised-Procedures-Summit</loc>
  <lastmod>2021-01-14T16:16:24Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015680899-Hello-Dr-Evolve</loc>
  <lastmod>2020-08-26T10:54:05Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015680919-Hello-Dr-Extender</loc>
  <lastmod>2020-08-25T07:05:39Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015680939-Hello-Dr-Summit</loc>
  <lastmod>2020-08-25T07:05:56Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015683320-Designed-to-Complement-Complementary-Products-Brochure-2020-Custom</loc>
  <lastmod>2020-08-25T07:43:38Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015683700-Chronic-Benefits-Ingwe-Option</loc>
  <lastmod>2021-03-31T07:18:58Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015684199-Health-Platform-Custom</loc>
  <lastmod>2020-08-04T07:25:58Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015684219-Health-Platform-Incentive</loc>
  <lastmod>2020-08-04T07:27:27Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015684299-Health-Platform-Extender</loc>
  <lastmod>2020-08-04T07:29:14Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015684359-Health-Platform-Summit</loc>
  <lastmod>2020-08-04T07:31:11Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015684620-Radiology-benefits-for-Momentum-Medical-Scheme-Ingwe-Option</loc>
  <lastmod>2020-08-04T17:16:50Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015684660-Pathology-benefits-for-Momentum-Medical-Scheme-Ingwe-Option</loc>
  <lastmod>2020-08-04T17:23:14Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015684680-Dental-Network-Rules-and-Tariffs-Ingwe-Option</loc>
  <lastmod>2020-08-04T17:27:20Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015684760-Emergency-Scheduled-Medical-Transport-Custom-option</loc>
  <lastmod>2020-08-04T17:46:37Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015684880-International-Emergency-Travel-Cover-Incentive-option</loc>
  <lastmod>2021-01-14T16:05:33Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015684900-International-Emergency-Travel-Cover-Extender-option</loc>
  <lastmod>2021-01-14T16:04:40Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015685000-Major-Medical-Benefits-Custom-option</loc>
  <lastmod>2020-12-09T09:42:39Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015685040-Major-Medical-Benefits-Evolve-option</loc>
  <lastmod>2020-12-09T09:42:57Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015685060-Major-Medical-Benefits-Incentive-option</loc>
  <lastmod>2020-12-09T09:50:45Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015685180-Obtaining-Authorisation-for-Major-Medical-Benefits-Ingwe-option</loc>
  <lastmod>2020-08-25T07:33:23Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015685200-Obtaining-Authorisation-for-Major-Medical-Benefits-Incentive-option</loc>
  <lastmod>2020-08-25T07:35:55Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015685220-MRI-CT-Scans-Ingwe-option</loc>
  <lastmod>2020-08-04T19:04:04Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015685240-MRI-CT-Scans-Incentive-option</loc>
  <lastmod>2020-08-04T19:09:15Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015685260-MRI-CT-Scans-Extender-option</loc>
  <lastmod>2020-08-04T19:10:43Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015698019-Ingwe-Option</loc>
  <lastmod>2020-10-26T10:13:07Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015698279-Evolve-Option</loc>
  <lastmod>2020-10-26T10:15:52Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015698399-Custom-Option</loc>
  <lastmod>2020-10-26T10:17:42Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015698559-Incentive-Option</loc>
  <lastmod>2020-10-26T10:26:29Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015698679-Extender-Option</loc>
  <lastmod>2020-10-26T10:28:53Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015698719-Summit-Option</loc>
  <lastmod>2020-10-26T10:31:01Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015699299-Designed-to-complement-Complementary-Products-Brochure-2020-Ingwe</loc>
  <lastmod>2020-08-25T07:41:58Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015699319-Designed-to-Complement-Complementary-Products-Brochure-2020-Evolve</loc>
  <lastmod>2020-08-25T07:41:40Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015699559-Designed-to-Complement-Complementary-Products-Brochure-2020-Incentive</loc>
  <lastmod>2020-08-25T12:03:21Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015699739-Designed-to-Complement-Complementary-Products-Brochure-2020-Extender</loc>
  <lastmod>2020-08-25T11:35:37Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015699819-Designed-to-Complement-Complementary-Products-Brochure-2020-Summit</loc>
  <lastmod>2020-08-25T07:43:24Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015700959-Chronic-benefit-Custom-option</loc>
  <lastmod>2021-03-31T07:19:42Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015701079-Chronic-benefit-Evolve-option</loc>
  <lastmod>2021-03-31T07:19:22Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015701119-Chronic-benefit-Incentive-option</loc>
  <lastmod>2021-03-31T07:20:09Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015701179-Chronic-benefit-Extender-option</loc>
  <lastmod>2021-03-31T07:20:34Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015701199-Chronic-benefit-Summit-option</loc>
  <lastmod>2021-03-31T07:22:05Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015701239-Emergency-Scheduled-Medical-Transport-Ingwe-option</loc>
  <lastmod>2020-08-04T17:43:10Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015701259-Emergency-Scheduled-Medical-Transport-Evolve-option</loc>
  <lastmod>2020-08-04T17:48:21Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015701279-Emergency-Scheduled-Medical-Transport-Incentive-option</loc>
  <lastmod>2020-08-04T17:50:19Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015701299-Emergency-Scheduled-Medical-Transport-Extender-option</loc>
  <lastmod>2020-08-04T17:53:36Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015701319-Emergency-Scheduled-Medical-Transport-Summit-option</loc>
  <lastmod>2020-08-04T17:55:18Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015701339-International-Emergency-Travel-Cover-Custom-option</loc>
  <lastmod>2021-01-14T16:02:22Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015701379-International-Emergency-Travel-Cover-Evolve-option</loc>
  <lastmod>2021-01-14T16:01:10Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015701459-International-Emergency-Travel-Cover-Summit-option</loc>
  <lastmod>2021-01-14T16:03:18Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015701599-Major-Medical-Benefits-Ingwe-option</loc>
  <lastmod>2020-12-09T09:42:25Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015701699-Major-Medical-Benefits-Extender-option</loc>
  <lastmod>2020-12-09T09:50:28Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015701779-Major-Medical-Benefits-Summit-option</loc>
  <lastmod>2020-12-09T09:50:10Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015701819-Obtaining-Authorisation-for-Major-Medical-Benefits-Custom-option</loc>
  <lastmod>2020-08-25T07:36:17Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015701839-Obtaining-Authorisation-for-Major-Medical-Benefits-Evolve-option</loc>
  <lastmod>2020-08-25T07:32:57Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015701859-Obtaining-Authorisation-for-Major-Medical-Benefits-Extender-option</loc>
  <lastmod>2020-08-25T07:34:36Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015701899-Obtaining-Authorisation-for-Major-Medical-Benefits-Summit-option</loc>
  <lastmod>2020-08-25T07:34:10Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015701959-MRI-CT-Scans-Custom-option</loc>
  <lastmod>2020-08-04T19:05:39Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015701979-MRI-CT-Scans-Evolve-option</loc>
  <lastmod>2020-08-04T19:07:26Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015702059-MRI-CT-Scans-Summit-option</loc>
  <lastmod>2020-08-04T19:13:22Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015705760-Submitting-a-claim</loc>
  <lastmod>2020-08-05T12:13:36Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015707060-Focus-on-the-Health-Platform-Benefit</loc>
  <lastmod>2020-10-26T11:10:14Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015719340-HealthSaver-Evolve-option</loc>
  <lastmod>2020-12-09T08:28:34Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015719400-HealthSaver-Extender-option</loc>
  <lastmod>2020-12-09T08:30:28Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015719440-HealthWaiver-Custom-option</loc>
  <lastmod>2020-12-09T08:36:04Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015719460-HealthWaiver-Evolve-option</loc>
  <lastmod>2020-12-09T08:35:20Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015719500-HealthWaiver-Extender-option</loc>
  <lastmod>2020-12-09T08:38:24Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015719540-HealthWaiver-Summit-option</loc>
  <lastmod>2020-12-09T08:36:55Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015719760-Multiply-Evolve-option</loc>
  <lastmod>2020-08-05T18:25:32Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015719840-Multiply-Summit-option</loc>
  <lastmod>2020-08-05T18:35:55Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015720020-AdviceFee-Evolve-option</loc>
  <lastmod>2020-12-03T08:35:38Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015720120-AdviceFee-Extender-option</loc>
  <lastmod>2020-12-03T08:38:29Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015720140-AdviceFee</loc>
  <lastmod>2020-12-03T08:33:02Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015720220-GapCover-Ingwe-option</loc>
  <lastmod>2020-12-09T09:11:30Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015720240-GapCover-Evolve-option</loc>
  <lastmod>2020-12-09T09:10:39Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015720280-GapCover-Incentive-option</loc>
  <lastmod>2020-12-09T09:09:50Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015720580-More4Me-Employee-Ingwe-option</loc>
  <lastmod>2020-08-05T19:52:00Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015720740-Exclusions-Summit-option</loc>
  <lastmod>2020-08-05T20:10:08Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015720780-How-to-Save-on-Medical-Expenses-Ingwe-option</loc>
  <lastmod>2021-03-31T07:58:03Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015720800-How-to-Save-on-Medical-Expenses-Evolve-option</loc>
  <lastmod>2021-03-31T07:58:26Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015720820-How-to-Save-on-Medical-Expenses-Incentive-option</loc>
  <lastmod>2021-03-31T08:01:29Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015720860-How-to-Save-on-Medical-Expenses-Extender-option</loc>
  <lastmod>2021-03-31T08:01:04Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015721020-Doula-Benefits-Ingwe-option</loc>
  <lastmod>2020-08-05T20:40:12Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015721060-Doula-Benefits-Custom-option</loc>
  <lastmod>2020-08-05T20:41:43Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015721080-Doula-Benefits-Incentive-option</loc>
  <lastmod>2020-08-05T20:45:38Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015721160-Health-Platform-Values-Ingwe-option</loc>
  <lastmod>2020-08-05T20:52:40Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015721180-Health-Platform-Values-Custom-option</loc>
  <lastmod>2020-08-05T20:54:04Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015721260-Health-Platform-Values-Summit-option</loc>
  <lastmod>2020-08-05T20:58:56Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015723160-Focus-on-HealthSaver</loc>
  <lastmod>2020-12-03T08:42:32Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015723580-Health-rewards-with-Momentum-Multiply</loc>
  <lastmod>2020-08-06T08:18:05Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015723660-Focus-on-Hello-Doctor</loc>
  <lastmod>2020-12-09T08:40:45Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015726179-How-to-obtain-a-claims-statement-online</loc>
  <lastmod>2020-09-22T11:08:40Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015729800-Focus-on-Momentum-GapCover</loc>
  <lastmod>2020-12-09T09:08:55Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015730040-What-is-the-Multiply-Money-Card</loc>
  <lastmod>2020-08-06T10:56:57Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015742459-Focus-on-obtaining-authorisation</loc>
  <lastmod>2021-02-04T10:05:20Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015743019-HealthSaver-Ingwe-option</loc>
  <lastmod>2020-12-03T08:53:14Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015743119-HealthSaver-Custom-option</loc>
  <lastmod>2020-12-09T08:29:29Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015743199-HealthSaver-Incentive-option</loc>
  <lastmod>2020-12-09T08:31:56Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015743339-HealthSaver-Summit-option</loc>
  <lastmod>2020-12-03T09:08:06Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015743399-HealthWaiver-Ingwe-option</loc>
  <lastmod>2020-12-09T08:33:58Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015743419-Addison-s-Disease</loc>
  <lastmod>2021-04-01T06:23:12Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015743499-HealthWaiver-Incentive-option</loc>
  <lastmod>2020-12-09T08:39:11Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015743579-Multiply-Ingwe-option</loc>
  <lastmod>2020-08-05T18:05:37Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015743699-Multiply-Custom-option</loc>
  <lastmod>2020-08-05T18:26:08Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015743839-Multiply-Incentive-option</loc>
  <lastmod>2020-08-05T18:29:01Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015743999-Multiply-Extender-option</loc>
  <lastmod>2020-08-05T18:32:53Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015744159-AdviceFee-Ingwe-option</loc>
  <lastmod>2020-12-03T08:34:50Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015744199-AdviceFee-Custom-option</loc>
  <lastmod>2020-12-03T08:37:31Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015744619-AdviceFee-Incentive-option</loc>
  <lastmod>2020-12-03T08:39:46Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015744639-AdviceFee-Summit-option</loc>
  <lastmod>2020-12-03T08:36:46Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015744739-GapCover-Custom-option</loc>
  <lastmod>2020-12-09T09:11:12Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015744759-GapCover-Extender-option</loc>
  <lastmod>2020-12-09T09:10:56Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015744779-GapCover-Summit-option</loc>
  <lastmod>2020-12-09T09:10:10Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015744859-More4Me-Employer-Ingwe-option</loc>
  <lastmod>2020-08-05T19:43:36Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015744879-More4Me-Employer</loc>
  <lastmod>2020-08-05T19:47:32Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015745019-More4Me-Employee</loc>
  <lastmod>2020-08-05T19:53:50Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015745059-Exclusions-Ingwe-option</loc>
  <lastmod>2020-08-05T19:57:31Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015745099-Exclusions-Custom-option</loc>
  <lastmod>2020-08-05T19:59:00Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015745119-Exclusions-Evolve-option</loc>
  <lastmod>2020-08-25T06:42:02Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015745179-Exclusions-Incentive-option</loc>
  <lastmod>2020-08-05T20:07:27Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015745199-Exclusions-Extender-option</loc>
  <lastmod>2020-08-05T20:08:45Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015745259-How-to-Save-on-Medical-Expenses-Custom-option</loc>
  <lastmod>2021-03-31T08:00:44Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015745379-How-to-Save-on-Medical-Expenses-Summit-option</loc>
  <lastmod>2021-03-31T08:00:20Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015745419-Ingwe-Option-Chronic-Benefits</loc>
  <lastmod>2021-03-31T07:23:23Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015745439-Ingwe-Option-Chronic-Benefits</loc>
  <lastmod>2021-03-31T07:22:53Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015745499-Doula-Benefits-Evolve-option</loc>
  <lastmod>2020-08-05T20:43:11Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015745559-Doula-Benefits-Extender-option</loc>
  <lastmod>2020-08-05T20:46:54Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015745599-Doula-Benefits-Summit-option</loc>
  <lastmod>2020-08-05T20:48:12Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015745699-Health-Platform-Values-Evolve-option</loc>
  <lastmod>2020-08-05T20:55:19Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015745759-Health-Platform-Values-Incentive-option</loc>
  <lastmod>2020-08-05T20:56:31Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015745779-Health-Platform-Values-Extender-option</loc>
  <lastmod>2020-08-05T20:57:50Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015745859-Health-Platform-Values</loc>
  <lastmod>2020-08-05T20:59:59Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015756779-Focus-on-HealthReturns</loc>
  <lastmod>2020-12-09T09:14:43Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015760580-Medical-Scheme-Brochure</loc>
  <lastmod>2020-08-07T14:17:38Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015762260-Individual-Application</loc>
  <lastmod>2020-11-16T12:56:00Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015762300-Banking-details</loc>
  <lastmod>2021-03-31T08:23:53Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015786339-How-to-register-for-chronic-medication-and-benefits</loc>
  <lastmod>2020-08-07T13:46:38Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015788099-Cover-In-Africa</loc>
  <lastmod>2020-08-07T15:03:15Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015913980-Oncology-Care-Programme</loc>
  <lastmod>2021-05-20T21:01:57Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015914540-Super-Group-application</loc>
  <lastmod>2020-11-16T13:03:30Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015914640-Company-Application</loc>
  <lastmod>2020-11-16T13:05:25Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015918120-General-Comparison-of-Evolve-and-Custom-Option</loc>
  <lastmod>2020-08-25T06:37:40Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015921499-Asthma</loc>
  <lastmod>2021-04-01T06:25:04Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015921539-Bronchiectasis</loc>
  <lastmod>2021-04-01T06:24:16Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015921579-Cardiac-Dysrhythmia</loc>
  <lastmod>2021-04-01T06:26:12Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015921839-Cardiac-Failure</loc>
  <lastmod>2021-04-01T06:27:02Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015922000-What-is-pre-authorisation</loc>
  <lastmod>2024-12-31T10:52:49Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015922280-What-is-pre-authorisation</loc>
  <lastmod>2021-10-26T11:30:51Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015922520-What-information-must-I-have-ready-to-request-pre-authorisation</loc>
  <lastmod>2021-10-26T11:30:51Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015922560-How-long-is-a-claim-valid</loc>
  <lastmod>2021-10-26T11:30:51Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015922880-How-to-obtain-medication-on-my-Ingwe-option</loc>
  <lastmod>2021-10-21T11:49:31Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015922960-Find-an-Ingwe-dentist-on-the-network</loc>
  <lastmod>2021-10-26T13:07:41Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015923440-Employer-Portal-user-application-form</loc>
  <lastmod>2021-03-30T09:25:39Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015923480-How-to-understand-your-claims-statement</loc>
  <lastmod>2024-12-31T10:52:49Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015948059-HIV-AIDS-Management-Program</loc>
  <lastmod>2020-08-17T08:02:27Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015948099-HIV-AIDS-Management-Program-Chronic</loc>
  <lastmod>2020-08-17T08:04:51Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015948219-Oncology-Care-Programme</loc>
  <lastmod>2021-05-20T13:45:43Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015948519-Organ-Transplant-Program</loc>
  <lastmod>2020-08-17T08:14:30Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015948539-Organ-Transplant-Program-Chronic</loc>
  <lastmod>2020-08-17T08:15:55Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015948699-Needs-Risk-analysis-questionnaire</loc>
  <lastmod>2020-12-03T07:40:14Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015949059-Focus-on-underwriting</loc>
  <lastmod>2021-01-14T16:25:19Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015954159-Evolve-vs-Custom-Option</loc>
  <lastmod>2020-08-25T06:39:53Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015954259-Evolve-vs-Custom-Option</loc>
  <lastmod>2020-08-25T06:39:31Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015954359-Custom-vs-Incentive-Option</loc>
  <lastmod>2020-08-17T10:30:55Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015954439-Comparison-between-Custom-and-Incentive-Option</loc>
  <lastmod>2020-08-17T10:32:27Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015954699-General-comparison-between-Custom-and-Incentive-Option</loc>
  <lastmod>2020-08-17T10:33:58Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015959039-What-benefits-require-pre-authorisation</loc>
  <lastmod>2021-10-26T11:30:51Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015959279-How-do-I-claim-a-refund-if-I-paid-for-the-healthcare-treatment</loc>
  <lastmod>2021-10-26T11:30:51Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015959339-Physiotherapy-and-specialist-consultation-benefit-on-Ingwe-for-students</loc>
  <lastmod>2024-12-31T09:47:54Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015959479-Casualty-out-of-network-GP-doctor-visit-benefit</loc>
  <lastmod>2024-12-31T09:56:53Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015959679-Declaration-of-Income-new-member-application</loc>
  <lastmod>2020-12-03T07:45:06Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015959799-Find-an-Ingwe-optometrist-on-the-network</loc>
  <lastmod>2021-10-26T13:07:41Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015959919-Find-a-specialist-to-visit-on-the-Ingwe-option</loc>
  <lastmod>2021-10-26T13:07:41Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360015986399-Chronic-Obstructive-Pulmonary-Disease-COPD</loc>
  <lastmod>2021-04-01T06:29:56Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016187140-Coronary-Artery-Disease</loc>
  <lastmod>2021-04-01T06:31:28Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016187180-Crohn-s-Disease</loc>
  <lastmod>2021-04-01T06:34:23Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016187220-Glaucoma</loc>
  <lastmod>2021-04-01T06:36:19Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016187240-Haemophilia</loc>
  <lastmod>2021-04-01T06:37:15Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016187260-Hyperlipidaemia</loc>
  <lastmod>2021-04-01T06:38:02Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016187280-Hyperthyroidism</loc>
  <lastmod>2021-04-01T06:41:01Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016187300-Hypothyroidism</loc>
  <lastmod>2021-06-02T11:28:59Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016187320-Multiple-Sclerosis</loc>
  <lastmod>2021-04-01T06:42:40Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016187360-Parkinson-s-Disease</loc>
  <lastmod>2021-05-20T13:44:04Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016187380-Rheumatoid-Arthritis</loc>
  <lastmod>2021-05-20T21:00:54Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016187400-Systemic-Lupus-Erythematous</loc>
  <lastmod>2021-05-20T21:00:26Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016187420-Chronic-Renal-Disease-Programme</loc>
  <lastmod>2021-04-01T06:28:48Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016226599-Diabetes</loc>
  <lastmod>2021-06-02T10:36:07Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016226619-Epilepsy</loc>
  <lastmod>2021-04-01T06:35:25Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016226639-Hypertension</loc>
  <lastmod>2021-04-01T06:38:49Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016226679-Mental-Health</loc>
  <lastmod>2021-04-01T06:41:48Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016226779-Ulcerative-Colitis</loc>
  <lastmod>2021-05-20T20:59:53Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016244040-Optical-Benefits-Ingwe-Option</loc>
  <lastmod>2020-09-04T11:15:11Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016267320-Supplementary-Questionnaire</loc>
  <lastmod>2021-01-14T17:41:17Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016267580-Special-Heart-Report-by-Specialist</loc>
  <lastmod>2021-01-14T17:55:23Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016267600-Special-Heart-Report-by-Specialist</loc>
  <lastmod>2021-01-14T17:56:11Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016267860-Retest-of-Blood-Pressure-by-Doctor</loc>
  <lastmod>2021-01-14T17:54:11Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016268320-Respiratory-Questionnaire</loc>
  <lastmod>2021-01-14T17:46:20Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016270340-Request-for-Pulmonary-Function-by-Doctor</loc>
  <lastmod>2021-01-14T18:00:29Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016270880-Extracts-from-Clinical-Records-PMA-Reports</loc>
  <lastmod>2021-01-14T17:57:52Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016277820-Neck-and-Back-Pain-Questionnaire</loc>
  <lastmod>2021-01-14T17:44:05Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016278060-Gastro-Intestinal-Questionnaire</loc>
  <lastmod>2021-01-14T17:42:47Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016278280-Gastro-Intestinal-Questionnaire</loc>
  <lastmod>2021-01-14T17:42:21Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016278540-Examination-by-Pathologist-or-Lab</loc>
  <lastmod>2021-01-14T17:59:15Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016278660-Examination-by-Pathologist-or-Lab</loc>
  <lastmod>2021-01-14T17:58:49Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016279500-Diabetes-Questionnaire</loc>
  <lastmod>2021-01-14T17:50:23Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016280720-Confidential-Medical-Report-by-Doctor</loc>
  <lastmod>2021-01-14T17:51:16Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016281060-Chest-Pain-Questionnaire</loc>
  <lastmod>2021-01-14T17:48:43Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016282240-International-Travel-Medical-Questionnaire</loc>
  <lastmod>2021-01-14T17:27:08Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016282420-International-Travel-Medical-Questionnaire</loc>
  <lastmod>2021-01-14T17:26:33Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016282560-Application-for-HealthSaver</loc>
  <lastmod>2020-11-16T13:12:43Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016282580-International-Travel-Medical-Questionnaire</loc>
  <lastmod>2021-01-14T17:25:56Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016282620-Application-for-HealthSaver</loc>
  <lastmod>2020-11-16T13:09:44Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016282680-Application-for-HealthSaver</loc>
  <lastmod>2020-11-16T13:11:07Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016282840-Declaration-of-Medical-Schemes</loc>
  <lastmod>2020-09-07T17:09:26Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016282960-Declaration-of-Medical-Schemes</loc>
  <lastmod>2020-09-07T17:25:03Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016283020-Transfer-of-Member-to-Existing-Group</loc>
  <lastmod>2021-01-14T17:32:56Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016283040-Application-for-HealthWaiver</loc>
  <lastmod>2020-11-16T13:25:19Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016283060-Transfer-of-Member-to-Existing-Group</loc>
  <lastmod>2021-01-14T17:33:23Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016283080-Application-for-Conditional-AdviceFee</loc>
  <lastmod>2020-11-16T13:14:34Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016283140-Application-for-Conditional-AdviceFee</loc>
  <lastmod>2020-11-16T13:17:08Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016283260-Application-for-Mandatory-AdviceFee</loc>
  <lastmod>2020-11-16T13:19:41Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016283300-Request-to-Change-HealthSaver</loc>
  <lastmod>2020-12-03T08:21:09Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016283340-Application-for-Complementary-Products-Individual</loc>
  <lastmod>2020-12-03T07:31:32Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016283360-Option-Selection-Form-Including-Declaration-of-Income</loc>
  <lastmod>2020-12-03T08:15:25Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016283400-Option-Selection-Form-Including-Declaration-of-Income</loc>
  <lastmod>2020-12-03T08:16:30Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016283440-Option-Selection-Form-Including-Declaration-of-Income</loc>
  <lastmod>2020-12-03T08:17:12Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016283460-Application-for-Complementary-Products-Individual</loc>
  <lastmod>2020-12-03T07:31:03Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016283500-Application-for-Complementary-Products-Employer</loc>
  <lastmod>2020-12-03T07:34:17Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016283520-Option-Selection-Form</loc>
  <lastmod>2020-12-03T08:09:19Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016283620-Application-for-Multiply-Individual</loc>
  <lastmod>2020-09-07T18:24:11Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016283640-Option-Selection-Form</loc>
  <lastmod>2020-12-03T08:11:16Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016283660-Application-for-Multiply-Individual</loc>
  <lastmod>2020-09-07T18:26:14Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016283680-Option-Selection-Form</loc>
  <lastmod>2020-12-03T08:05:11Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016283700-Option-Selection-Form</loc>
  <lastmod>2020-12-03T08:12:50Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016283740-Option-Selection-Form</loc>
  <lastmod>2020-12-03T08:04:26Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016283780-GapCover-Application</loc>
  <lastmod>2021-01-14T16:31:54Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016283800-NewBorn-Registration</loc>
  <lastmod>2020-12-03T07:57:40Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016283840-NewBorn-Registration</loc>
  <lastmod>2020-12-03T07:56:54Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016283860-HealthSaver-Deed-of-Suretyship</loc>
  <lastmod>2020-09-07T18:40:36Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016283880-GapCover-Application-65-years-older</loc>
  <lastmod>2021-01-14T16:33:48Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016283900-GapCover-Application-65-years-older</loc>
  <lastmod>2021-01-14T16:35:03Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016283920-GapCover-Application-65-years-older</loc>
  <lastmod>2021-01-14T16:34:24Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016283940-Declaration-of-Income-Existing-Member</loc>
  <lastmod>2020-12-03T07:59:59Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016284000-Declaration-of-Health-for-International-Travel</loc>
  <lastmod>2021-01-14T17:23:55Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016284080-GapCover-Application-Company</loc>
  <lastmod>2021-01-14T16:35:54Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016284140-Continuation-Form</loc>
  <lastmod>2021-03-30T10:19:30Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016284180-Consent-Form</loc>
  <lastmod>2021-01-14T17:21:21Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016284200-GapCover-Application-Intermediary</loc>
  <lastmod>2021-01-14T16:53:03Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016284240-Changes-to-Membership-Details</loc>
  <lastmod>2021-01-14T17:34:49Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016284280-Change-to-Banking-Details</loc>
  <lastmod>2021-03-30T10:14:13Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016284300-Change-to-Banking-Details</loc>
  <lastmod>2021-03-30T10:14:38Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016284320-Change-of-Principle-Member</loc>
  <lastmod>2021-03-31T07:09:25Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016284380-GapCover-Application-Intermediary</loc>
  <lastmod>2021-01-14T16:53:35Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016284400-GapCover-Application-Intermediary</loc>
  <lastmod>2021-01-14T16:53:20Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016284420-Change-of-Membership-from-Dependant-to-Principle-Member</loc>
  <lastmod>2021-03-31T07:12:21Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016284440-Change-of-Membership-from-Dependant-to-Principle-Member</loc>
  <lastmod>2021-03-31T07:11:50Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016284480-GapCover-Application-Millennial</loc>
  <lastmod>2021-01-14T16:38:18Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016284520-Addition-of-Dependant-Application</loc>
  <lastmod>2020-12-03T07:54:32Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016284600-GapCover-Application-Compulsory-Group</loc>
  <lastmod>2021-01-14T16:47:36Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016284640-GapCover-Application-Compulsory-Group</loc>
  <lastmod>2021-01-14T16:48:16Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016284720-GapCover-Claim-Application</loc>
  <lastmod>2021-01-14T17:01:29Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016284740-GapCover-Claim-Application</loc>
  <lastmod>2021-01-14T17:00:53Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016302539-Supplementary-Questionnaire</loc>
  <lastmod>2021-01-14T17:41:44Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016303359-Retest-of-Blood-Pressure-by-Doctor</loc>
  <lastmod>2021-01-14T17:54:34Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016303639-Respiratory-Questionnaire</loc>
  <lastmod>2021-01-14T17:45:42Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016303719-Respiratory-Questionnaire</loc>
  <lastmod>2021-01-14T17:46:01Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016305939-Request-for-ECG</loc>
  <lastmod>2021-01-14T17:53:16Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016306039-Request-for-ECG</loc>
  <lastmod>2021-01-14T17:52:51Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016306119-Request-for-Pulmonary-Function-by-Doctor</loc>
  <lastmod>2021-01-14T18:00:07Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016306339-Extracts-from-Clinical-Records-PMA-Reports</loc>
  <lastmod>2021-01-14T17:57:38Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016306419-Extracts-from-Clinical-Records-PMA-Reports</loc>
  <lastmod>2021-01-14T17:57:17Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016306839-Nervous-Disorder-Questionnaire</loc>
  <lastmod>2021-01-14T17:47:14Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016306879-Nervous-Disorder-Questionnaire</loc>
  <lastmod>2021-01-14T17:47:47Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016313459-Neck-and-Back-Pain-Questionnaire</loc>
  <lastmod>2021-01-14T17:44:43Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016313699-Neck-and-Back-Pain-Questionnaire</loc>
  <lastmod>2021-01-14T17:44:25Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016313979-Gastro-Intestinal-Questionnaire</loc>
  <lastmod>2021-01-14T17:43:11Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016315259-Diabetes-Questionnaire</loc>
  <lastmod>2021-01-14T17:50:03Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016316119-Confidential-Medical-Report-by-Doctor</loc>
  <lastmod>2021-01-14T17:51:40Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016316559-Chest-Pain-Questionnaire</loc>
  <lastmod>2021-01-14T17:49:03Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016317659-International-Travel-Medical-Questionnaire</loc>
  <lastmod>2021-01-14T17:28:15Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016317839-International-Travel-Medical-Questionnaire</loc>
  <lastmod>2021-01-14T17:28:47Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016317919-International-Travel-Medical-Questionnaire</loc>
  <lastmod>2021-01-14T17:27:41Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016318039-Declaration-of-Health</loc>
  <lastmod>2020-12-03T07:41:49Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016318099-Declaration-of-Health</loc>
  <lastmod>2020-12-03T07:42:38Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016318139-Application-for-HealthWaiver</loc>
  <lastmod>2020-11-16T13:24:23Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016318159-Application-for-HealthWaiver</loc>
  <lastmod>2020-11-16T13:23:14Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016318219-Termination-of-Membership-Form</loc>
  <lastmod>2021-01-14T17:30:30Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016318239-Request-to-Change-HealthSaver</loc>
  <lastmod>2020-12-03T08:19:33Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016318279-Application-for-Mandatory-AdviceFee</loc>
  <lastmod>2020-11-16T13:20:51Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016318299-Request-to-Change-HealthSaver</loc>
  <lastmod>2020-12-03T08:20:20Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016318359-Application-for-Complementary-Products-Individual</loc>
  <lastmod>2020-12-03T07:32:50Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016318379-Option-Selection-Form</loc>
  <lastmod>2020-12-03T08:08:39Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016318399-Application-for-Complementary-Products-Employer</loc>
  <lastmod>2020-12-03T07:37:40Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016318439-Option-Selection-Form</loc>
  <lastmod>2020-12-03T08:12:03Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016318459-Option-Selection-Form</loc>
  <lastmod>2020-12-03T08:10:34Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016318479-Application-for-Complementary-Products-Employer</loc>
  <lastmod>2020-12-03T07:36:20Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016318599-Application-for-Multiply-Individual</loc>
  <lastmod>2020-09-07T18:29:34Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016318639-GapCover-Application</loc>
  <lastmod>2021-01-14T16:31:26Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016318679-GapCover-Application</loc>
  <lastmod>2021-01-14T16:30:49Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016318699-HealthSaver-Deed-of-Suretyship</loc>
  <lastmod>2020-09-07T18:42:19Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016318759-Declaration-of-Income-Existing-Member</loc>
  <lastmod>2020-12-03T08:02:50Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016318779-Declaration-of-Income-Existing-Member</loc>
  <lastmod>2020-12-03T08:00:49Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016318819-GapCover-Application-Company</loc>
  <lastmod>2021-01-14T16:37:26Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016318839-Declaration-of-Health-for-International-Travel</loc>
  <lastmod>2021-01-14T17:22:57Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016318859-Continuation-Form</loc>
  <lastmod>2021-03-30T10:18:57Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016318879-GapCover-Application-Company</loc>
  <lastmod>2021-01-14T16:36:38Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016318899-Consent-Form</loc>
  <lastmod>2021-01-14T17:20:25Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016318919-Consent-Form</loc>
  <lastmod>2021-01-14T17:20:54Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016318999-Change-of-Principle-Member</loc>
  <lastmod>2021-03-31T07:09:56Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016319019-GapCover-Application-Millennial</loc>
  <lastmod>2021-01-14T16:39:19Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016319039-Application-for-Reinstatement</loc>
  <lastmod>2021-03-30T10:07:59Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016319059-GapCover-Application-Millennial</loc>
  <lastmod>2021-01-14T16:38:50Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016319099-Addition-of-Dependant-Application</loc>
  <lastmod>2020-12-03T07:55:21Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016319119-GapCover-Application-Voluntary-Group-payroll-deduction</loc>
  <lastmod>2021-01-14T16:42:46Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016319139-GapCover-Application-Voluntary-Group-payroll-deduction</loc>
  <lastmod>2021-01-14T16:43:09Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016319159-Request-to-Appoint-a-Financial-Adviser-Gap-Cover</loc>
  <lastmod>2021-01-14T16:56:11Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016319179-GapCover-Application-Voluntary-Group-payroll-deduction</loc>
  <lastmod>2021-01-14T16:43:36Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016319199-Request-to-Appoint-a-Financial-Adviser-Gap-Cover</loc>
  <lastmod>2021-01-14T16:55:33Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016319219-GapCover-Application-Compulsory-Group</loc>
  <lastmod>2021-01-14T16:48:48Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016319239-GapCover-Claim-Application</loc>
  <lastmod>2021-01-14T17:00:20Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360016717140-Robotic-assisted-Laparoscopic-Prostatectomy-Saver</loc>
  <lastmod>2020-09-28T09:44:55Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360017159140-Banking-details</loc>
  <lastmod>2022-11-18T12:59:29Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360017180360-Momentum-Medical-Scheme-Contributions</loc>
  <lastmod>2020-10-27T06:41:20Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360017180420-Average-contribution-increase-2021</loc>
  <lastmod>2020-10-27T06:48:27Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360017187019-FREE-WYSA-wellness-benefit</loc>
  <lastmod>2024-12-31T11:24:19Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360017206819-What-forms-part-of-the-student-Lifestyle-Benefits</loc>
  <lastmod>2024-12-31T11:24:58Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360017206839-HealthSaver-for-students</loc>
  <lastmod>2024-12-31T11:24:19Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360017206859-Request-a-Quotation-How-much</loc>
  <lastmod>2024-12-31T09:18:26Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360017844860-FSCA-license-indemnity</loc>
  <lastmod>2020-12-03T07:52:05Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360017845460-Request-to-appoint-a-healthcare-adviser</loc>
  <lastmod>2020-12-03T08:26:19Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360017877179-Affidavit-of-Medical-Scheme-membership</loc>
  <lastmod>2020-12-03T07:49:24Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360018109360-Momentum-HealthReturns-Programme-Terms-and-Conditions-2021</loc>
  <lastmod>2020-12-09T09:21:30Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360018110600-Summary-of-Changes-2021</loc>
  <lastmod>2020-12-09T09:58:03Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360018141899-How-to-activate-KidsReturns-2021</loc>
  <lastmod>2020-12-09T09:25:56Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360018142619-Summary-of-Benefits-2021</loc>
  <lastmod>2020-12-09T09:53:26Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360018838760-Why-is-non-disclosure-investigated</loc>
  <lastmod>2021-01-14T16:13:30Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360018901719-Accreditation-with-the-Council-for-Medical-Schemes</loc>
  <lastmod>2021-01-14T16:23:58Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360018902339-GapCover-application-Voluntary-Group-debit-order</loc>
  <lastmod>2021-01-14T16:45:58Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360018902799-Momentum-GapCover-ammendment-form</loc>
  <lastmod>2021-04-01T06:54:44Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360020076180-Download-the-Momentum-App</loc>
  <lastmod>2024-12-31T10:57:32Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360020076640-What-is-available-on-the-Momentum-App</loc>
  <lastmod>2024-12-31T10:58:28Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360020354840-Registering-for-My-Momentum-online-profile</loc>
  <lastmod>2021-03-08T08:13:10Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360020355320-Registering-for-My-Momentum-online-profile</loc>
  <lastmod>2021-03-08T08:37:22Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360020355460-Registering-for-My-Momentum-online-profile</loc>
  <lastmod>2021-03-08T08:41:33Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360020355540-Registering-for-My-Momentum-online-profile</loc>
  <lastmod>2021-03-08T08:43:52Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360020355760-How-to-obtain-pre-authorisation-for-a-health-platform-benefit</loc>
  <lastmod>2021-03-08T08:59:06Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360020355820-How-to-obtain-pre-authorisation-for-a-health-platform-benefit</loc>
  <lastmod>2021-03-08T09:04:00Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360020395939-Registering-for-My-Momentum-online-profile</loc>
  <lastmod>2021-03-08T08:39:01Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360020396259-How-to-obtain-pre-authorisation-for-a-health-platform-benefit</loc>
  <lastmod>2021-03-08T09:01:28Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360020779340-Focus-on-Prescribed-Minimum-Benefits</loc>
  <lastmod>2021-03-31T07:38:53Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360020779360-Focus-on-Prescribed-Minimum-Benefits</loc>
  <lastmod>2021-03-31T07:40:23Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360020779480-Focus-on-the-Maternity-Programme</loc>
  <lastmod>2021-03-31T07:45:25Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360020782540-Income-definition-on-the-Ingwe-Option</loc>
  <lastmod>2021-03-31T08:20:38Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360020782680-Income-definition-on-the-Ingwe-Option</loc>
  <lastmod>2021-03-31T08:22:32Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360020810539-Focus-on-Prescribed-Minimum-Benefits</loc>
  <lastmod>2021-03-31T07:37:23Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360020810639-Focus-on-the-Maternity-Programme</loc>
  <lastmod>2021-03-31T07:46:13Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360020811379-Focus-on-the-coronavirus</loc>
  <lastmod>2021-03-31T08:07:39Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360020811399-Focus-on-the-coronavirus</loc>
  <lastmod>2021-03-31T08:08:46Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/360020823940-Cardiomyopathy</loc>
  <lastmod>2021-05-20T20:54:33Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/4402717282450-Covid-19-vaccine-frequently-asked-questions</loc>
  <lastmod>2021-06-22T09:32:54Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/4408486521746-Virtual-Help-Connect-face-to-face-with-one-of-our-service-agents</loc>
  <lastmod>2024-12-31T10:57:32Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/articles/17684264374812-Contact-us-on-WhatsApp</loc>
  <lastmod>2024-12-31T10:57:32Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/sections/360001721139-FAQ</loc>
  <lastmod>2026-01-08T13:16:11Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/sections/360002546159-Health</loc>
  <lastmod>2021-03-31T07:11:50Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/sections/360003793560-Evolve-Option</loc>
  <lastmod>2023-11-03T05:14:54Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/sections/360003793660-Hello-Doctor</loc>
  <lastmod>2020-03-31T21:07:58Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/sections/360003795540-Health-Platform-Benefit</loc>
  <lastmod>2020-12-09T09:37:31Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/sections/360003795580-Major-Medical-Benefit</loc>
  <lastmod>2020-12-09T09:40:45Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/sections/360003812660-About-us</loc>
  <lastmod>2020-07-31T11:28:32Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/sections/360003812680-Governance</loc>
  <lastmod>2021-03-30T10:19:30Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/sections/360003812700-Security-and-Fraud</loc>
  <lastmod>2020-04-03T12:24:14Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/sections/360003812720-Terms-and-conditions</loc>
  <lastmod>2020-07-31T11:28:15Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/sections/360003812740-Membership-maintenance-forms</loc>
  <lastmod>2021-03-31T07:12:21Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/sections/360003836759-Ingwe-Option</loc>
  <lastmod>2023-11-03T05:15:00Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/sections/360003836779-Summit-Option</loc>
  <lastmod>2021-03-31T08:00:20Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/sections/360003836819--Benefits-covered</loc>
  <lastmod>2021-03-31T07:37:23Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/sections/360003836839-Day-to-day-Benefit</loc>
  <lastmod>2020-12-09T09:35:50Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/sections/360003838259-Extender-Option</loc>
  <lastmod>2021-03-31T08:01:04Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/sections/360003839180-Incentive-Option</loc>
  <lastmod>2021-03-31T08:01:29Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/sections/360003855999-Contact-Us</loc>
  <lastmod>2020-04-16T15:21:40Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/sections/360003880779-Custom-Option</loc>
  <lastmod>2021-03-31T08:00:44Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/sections/360004147020-New-student-applications</loc>
  <lastmod>2026-01-07T10:59:15Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/sections/360004147040-Healthcare-provider-matters</loc>
  <lastmod>2022-11-18T13:19:04Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/sections/360004147060-Lifestyle-benefits-for-students</loc>
  <lastmod>2024-12-31T11:24:58Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/sections/360004189079-Renewal-of-membership</loc>
  <lastmod>2024-12-31T09:21:30Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/sections/360004189099-Membership-matters</loc>
  <lastmod>2024-12-31T10:54:10Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/sections/360004190059-Ingwe-benefits-for-students</loc>
  <lastmod>2024-12-31T11:11:08Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/sections/360004446520-Health-Platform-benefits</loc>
  <lastmod>2021-03-08T08:59:06Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/sections/360004446540-Other</loc>
  <lastmod>2021-03-08T08:43:52Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/sections/360004466180-How-to-register</loc>
  <lastmod>2021-04-13T11:55:30Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/sections/360004466200-Application-Forms</loc>
  <lastmod>2021-03-30T09:25:39Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/sections/360004466220-Banking-details</loc>
  <lastmod>2021-03-31T08:23:53Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/sections/360004466240-Multiply</loc>
  <lastmod>2020-09-07T18:24:12Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/sections/360004466260-Hello-Dr</loc>
  <lastmod>2020-12-09T08:40:45Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/sections/360004466280-HealthSaver</loc>
  <lastmod>2020-12-03T08:42:32Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/sections/360004466300-HealthReturns</loc>
  <lastmod>2020-12-09T09:25:57Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/sections/360004474860-Brochures-Guides</loc>
  <lastmod>2021-03-31T08:20:38Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/sections/360004483439-Obtaining-a-claims-statement</loc>
  <lastmod>2021-03-08T08:39:02Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/sections/360004483499-Contact-us</loc>
  <lastmod>2020-07-31T11:55:07Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/sections/360004500719-How-to-submit-a-claim</loc>
  <lastmod>2020-08-05T12:25:13Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/sections/360004504479-Obtaining-pre-authorisation</loc>
  <lastmod>2021-05-20T21:01:57Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/sections/360004504799-Focus-on-conditions</loc>
  <lastmod>2023-11-03T05:15:00Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/sections/360004504899-Billing-Processes</loc>
  <lastmod>2021-01-14T17:32:56Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/sections/360004504919-Other</loc>
  <lastmod>2020-12-03T07:41:49Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/sections/360004504999-Momentum-GapCover</loc>
  <lastmod>2021-04-01T06:54:44Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/sections/360004505019-Multiply-Money-Card</loc>
  <lastmod>2020-08-06T10:56:57Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/sections/360004542439-Focus-on-membership</loc>
  <lastmod>2021-01-14T16:25:19Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/sections/360004544479-Claims-and-Pre-authorisation</loc>
  <lastmod>2022-11-18T13:19:04Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/sections/360005489659-SELF-SERVICE-CHANNELS</loc>
  <lastmod>2024-12-31T10:58:28Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/categories/360001198000-Momentum</loc>
  <lastmod>2021-03-31T07:11:50Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/categories/360002435280-Health</loc>
  <lastmod>2021-03-30T10:19:30Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/categories/360002593359-Ingwe-Students</loc>
  <lastmod>2026-01-07T11:00:19Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/categories/360002657980-Benefit-Options</loc>
  <lastmod>2023-11-03T05:15:00Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/categories/360002658000-Pre-authorisations</loc>
  <lastmod>2021-05-20T21:01:57Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/categories/360002658020-Chronic-Benefits</loc>
  <lastmod>2023-11-03T05:15:00Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/categories/360002658040-Complementary-products</loc>
  <lastmod>2021-04-01T06:54:44Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/categories/360002658060-Contact-us</loc>
  <lastmod>2020-10-13T08:28:15Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/categories/360002667619-Claims</loc>
  <lastmod>2021-03-08T08:39:02Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/categories/360002667639-General-info</loc>
  <lastmod>2026-01-08T13:16:11Z</lastmod>
</url>
<url>
  <loc>https://help.momentumhealthsolutions.co.za/hc/en-us/categories/360002667659-Maintenance-and-billing</loc>
  <lastmod>2021-03-31T08:23:53Z</lastmod>
</url>
</urlset>
