This article provides a guideline of the procedures/ treatment covered on the various benefit options and paid from the Major Medical Benefit, irrespective of whether the procedure/ treatment is performed in -or out -of- hospital. Pre-authorisation is required regardless of where the procedure/ treatment is performed. It is important to note that this is not the complete list of all procedures / treatment covered by the scheme. Should you need clarity on whether a procedure/ treatment is covered, please contact pre-authorisation to confirm. To read more on the procedures treatment covered and the related co-payments please click on the link