Complementary products

You can enhance the value of your cover through adding additional non-healthcare benefits and products such as HealthReturns+, HealthSaver+, Multiply+ and more.

GapCover Claim Application

To access the GapCover Claim Application please click on this link.  

GapCover Application - Compulsory Group

To access the GapCover Application - Compulsory Group please click on this link.  

GapCover Application - Voluntary Group

To access the GapCover Application - Voluntary Group please click on this link.  

GapCover Application - Millennial

To access the GapCover Application – Millennial please click on this link.  

GapCover Application - Intermediary

To access the GapCover Application – Intermediary please click on this link.  

GapCover Application - Company

To access the GapCover Application – Company please click on this link.  

Application for Complementary Products - Employer

To access the Application for Complementary Products – Employer please click on this link.

Application for Complementary Products - Individual

To access the Application for Complementary Products – Individual please click on this link.

Application for Mandatory AdviseFee

To access the Application for Mandatory AdviseFee please click on this link.

Application for Conditional AdviceFee

To access the Application for Conditional AdviceFee please click on this link.

Application for HealthWaiver

To access the Application for HealthWaiver please click on this link.

More4Me Employee

Your employer values you and has signed up for you to get free More4Me rewards from Momentum. To ...

Contact Momentum Medical Scheme

For local emergencies



Available 24 hours a day, 7 days a week, 365 days a year.

For international emergencies



Available 24 hours a day, 7 days a week, 365 days a year.

Client service, claims and authorisations






Business hours are Monday to Friday from 07:30 to 17:00. Saturdays from 08:00 to 12:00. Closed on Sundays and public holidays.