With this cover, your hospital accounts and costs related to your stay in a hospital, as well as certain procedures performed both in- or out-of-hospital, are paid for at the agreed rate, subject to pre-authorisation.
The following is an overview of the cover provided across our six medical aid options.
Ingwe Option |
Cover |
Hospital Provider |
|
Hospital accounts are covered in full at the rate agreed with the hospital group. |
Any hospital, Ingwe Network or State hospitals. |
|
Impact Option |
Cover |
Hospital Provider |
| Hospital accounts are covered in full at the rate agreed with the hospital group. Specialists are covered up to 100% of the Momentum Health Rate. No annual limit applies |
Impact Network hospitals. | |
Custom Option |
Cover |
Hostpital Provider |
| Hospital accounts are covered in full at the rate agreed with the hospital group. Specialists are covered up to 100% of the Momentum Health Rate. A R1 500 co-payment per authorisation applies, except for car accidents, maternity confinements, and emergency treatment. No annual limit applies. |
Any or Associated hospitals |
Incentive Option |
Cover |
Hostpital Provider |
| Hospital accounts are covered in full at the rate agreed with the hospital group. Specialists are covered up to 200% of the Momentum Health Rate. Co-payments may apply for certain specialised procedures or treatment. No annual limit applies. |
Any or Associated hospitals. | |
Extender Option |
Cover |
Hostpital Provider |
| Hospital accounts are covered in full at the rate agreed with the hospital group. Specialists are covered up to 200% of the Momentum Health Rate. Co-payments may apply for certain specialised procedures or treatment. No annual limit applies. |
Any or Associated hospitals. | |
Summit Option |
Cover |
Hostpital Provider |
| Hospital accounts are covered in full at the rate agreed with the hospital group. Specialists are covered up to 300% of the Momentum Health Rate. No annual limit applies. |
Any hospital |