You have specialist / physio cover of 2 visits per family per year, limited to R1 100 per visit and up to a maximum of R2 200 per family per year.

Your Ingwe Primary Care or Ingwe Active Primary Care Network doctor will refer you to a specialist and give you a referral letter.

Contact the member call centre on 0860 102 493 for authorisation, and to obtain a list of specialists in your area.

Use the referral letter to make an appointment with the specialist and remember that claims must be submitted to Momentum Medical Scheme for payment